Essential insurance for individuals travelling to the Schengen area In June 1985, 15 European countries agreed in Schengen, Luxembourg, to end the internal border controls of persons, providing necessary checks have been completed upon first entering one of the 15 participating countries. The advantage of this "area of free movement of persons" is that travellers only need one visa for the entire Schengen Area.

However, not all European countries are part of the Schengen zone and there are different types of visas. To obtain a Schengen visa you must produce proof of adequate insurance cover for emergency treatment, hospitalization, urgent ambulance transportation and medical evacuation back to your home country. The insurance must cover at least 30.000 € at the moment your visa is delivered to you.

Expat & Co's Schengen Zone Travel Insurance has been designed to comply with these regulations and more. Schengen Zone Travel Insurance covers you for business and leisure travel in Schengen countries and extended areas.

Depending on how long and how often you will be travelling to countries in the Schengen Area you can choose between:

Single Trip Contract for journeys from 7 to 90 days;

Multiple Entry Contract for contract periods of 90, 182 or 365 days with a maximum of 30, 60 or 90 days of coverage.


Our Schengen Zone Travel Insurance covers you for all countries in the Schengen Zone. You can also choose to extend your cover to neighbouring countries that do not (yet) belong to the Schengen Zone.